How much flood risk does Eagle County actually carry?
Eagle County lands at the 86.5th percentile of FEMA's National Risk Index for flooding, "Relatively Moderate" territory — a middling flood hazard by national standards — with the hazard driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about 1.1 times a year. This describes the county, not any one street — FEMA only publishes exact parcel zones through a live map service.
Mandatory flood insurance compliance in Eagle County
29.5% of the homes FEMA requires to carry flood insurance in Eagle County — those inside the mapped Special Flood Hazard Area — actually have a policy in force: 91 policies against 309 mandated structures, which means a meaningful share of legally-required coverage simply isn't there. Across all residential structures in Eagle County, not just the ones FEMA mandates, 1.1% carry an NFIP policy — most flood damage nationally happens outside the mapped high-risk zone, so that broader number matters too.
How Eagle County compares nationally
Eagle County sits at rank 447 of 3144 counties on FEMA's flood hazard scale (1 is worst) and rank 953 of 3144 by population (1 is biggest). Eagle County, Colorado covers 1,684.47 square miles and counts roughly 54,330 residents.
Your street may differ from Eagle County's average
FEMA counts 19,512 residential structures in Eagle County overall, 213 of them carrying some form of NFIP coverage — but a lender or insurer cares about one parcel, not that county total.
More on how this number was built
The methodology guide shows exactly which FEMA and Census tables feed Eagle County's numbers. The guide to what the Special Flood Hazard Area actually means explains why the mandatory-insurance rule exists and who it applies to.