Dickson County, TN flood risk explained
Flood hazard in Dickson County sits at the 44.6th national percentile, below the national norm for flood hazard; driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about 1.5 times a year. County-wide, not parcel-specific: FEMA's real flood-zone map is queried live, never shipped as a download.
Dickson County's flood-insurance compliance gap
Out of 124 homes FEMA counts inside Dickson County's mapped flood zone, 19 carry the flood policy federal law requires there — 15.3% compliance, short of full coverage. Looking beyond the mandated zone, 0.3% of all residential structures in Dickson County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
Where Dickson County ranks
Among the 3144 US counties FEMA scores for flood hazard, Dickson County ranks 1803 — 1 being the highest hazard nationally — and 917 by population among all 3144 counties covered here, where 1 is the largest. Dickson County, Tennessee is home to about 57,641 people across 489.899 square miles of land.
Your street may differ from Dickson County's average
FEMA counts 21,235 residential structures in Dickson County overall, 55 of them carrying some form of NFIP coverage — but a lender or insurer cares about one parcel, not that county total.
Where Dickson County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. If you're unsure why any of this insurance requirement exists at all, the SFHA explainer covers it from first principles.