Daviess County, MO: flood risk, in FEMA's own numbers
On FEMA's National Risk Index, Daviess County scores at the 36.2th percentile for flood hazard, rated "Relatively Low" — below the national norm for flood hazard. The hazard here is driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about 1.5 times a year. This describes the county, not any one street — FEMA only publishes exact parcel zones through a live map service.
Who actually carries the flood insurance FEMA requires
0% of the homes FEMA requires to carry flood insurance in Daviess County — those inside the mapped Special Flood Hazard Area — actually have a policy in force: 0 policies against 75 mandated structures, which means a meaningful share of legally-required coverage simply isn't there. Looking beyond the mandated zone, 0% of all residential structures in Daviess County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
How Daviess County compares nationally
Among the 3144 US counties FEMA scores for flood hazard, Daviess County ranks 2071 — 1 being the highest hazard nationally — and 2531 by population among all 3144 counties covered here, where 1 is the largest. Daviess County, Missouri is home to about 8,541 people across 563.282 square miles of land.
Your street may differ from Daviess County's average
FEMA counts 6,066 residential structures in Daviess County overall, 0 of them carrying some form of NFIP coverage — but a lender or insurer cares about one parcel, not that county total.
Where Daviess County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. If you're unsure why any of this insurance requirement exists at all, the SFHA explainer covers it from first principles.