How much flood risk does Cuming County actually carry?
Cuming County lands at the 49.2th percentile of FEMA's National Risk Index for flooding, "Relatively Low" territory — below the national norm for flood hazard — with the hazard driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about 1.2 times a year. County-wide, not parcel-specific: FEMA's real flood-zone map is queried live, never shipped as a download.
Mandatory flood insurance compliance in Cuming County
Cuming County is one of the counties where FEMA's own denominator for mandated flood-zone structures is missing, so no compliance rate is shown rather than a guessed one — the data quality guide covers how common this is. Across all residential structures in Cuming County, not just the ones FEMA mandates, 0.3% carry an NFIP policy — most flood damage nationally happens outside the mapped high-risk zone, so that broader number matters too.
Where Cuming County ranks
Cuming County sits at rank 1659 of 3144 counties on FEMA's flood hazard scale (1 is worst) and rank 2499 of 3144 by population (1 is biggest). Cuming County, Nebraska covers 570.49 square miles and counts roughly 8,952 residents.
What to do next if you own or are buying in Cuming County
Across all of Cuming County's 7,769 residential structures, 20 carry an NFIP policy today — a county-wide count that still can't tell you one address's own mapped zone.
More on how this number was built
The methodology guide shows exactly which FEMA and Census tables feed Cuming County's numbers. See the data quality guide for why Cuming County, like hundreds of other counties, doesn't get a clean compliance percentage.