How much flood risk does Creek County actually carry?
Creek County lands at the 72.2th percentile of FEMA's National Risk Index for flooding, "Relatively Low" territory — below the national norm for flood hazard — with the hazard driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about 2.1 times a year. This describes the county, not any one street — FEMA only publishes exact parcel zones through a live map service.
Who actually carries the flood insurance FEMA requires
10.3% of the homes FEMA requires to carry flood insurance in Creek County — those inside the mapped Special Flood Hazard Area — actually have a policy in force: 87 policies against 845 mandated structures, which means a meaningful share of legally-required coverage simply isn't there. Across all residential structures in Creek County, not just the ones FEMA mandates, 0.3% carry an NFIP policy — most flood damage nationally happens outside the mapped high-risk zone, so that broader number matters too.
Where Creek County ranks
Creek County sits at rank 913 of 3144 counties on FEMA's flood hazard scale (1 is worst) and rank 757 of 3144 by population (1 is biggest). Creek County, Oklahoma covers 949.895 square miles and counts roughly 73,971 residents.
What to do next if you own or are buying in Creek County
101 of Creek County's 31,547 residential structures carry flood coverage of some kind, per FEMA's latest count — useful context, not a substitute for checking one parcel.
More on how this number was built
The methodology guide shows exactly which FEMA and Census tables feed Creek County's numbers. The guide to what the Special Flood Hazard Area actually means explains why the mandatory-insurance rule exists and who it applies to.