Crawford County, PA flood risk explained
Flood hazard in Crawford County sits at the 87.2th national percentile, a middling flood hazard by national standards; driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about 2.4 times a year. County-wide, not parcel-specific: FEMA's real flood-zone map is queried live, never shipped as a download.
Mandatory flood insurance compliance in Crawford County
Homes with a federally backed mortgage inside Crawford County's mapped high-risk flood zone (the Special Flood Hazard Area, or SFHA) are legally required to carry an NFIP flood policy. In practice, 11.9% of them do — 220 active policies against 1,852 structures FEMA counts in that zone, leaving a real compliance gap. Looking beyond the mandated zone, 0.7% of all residential structures in Crawford County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
Crawford County against the rest of the country
Among the 3144 US counties FEMA scores for flood hazard, Crawford County ranks 422 — 1 being the highest hazard nationally — and 712 by population among all 3144 counties covered here, where 1 is the largest. Crawford County, Pennsylvania is home to about 82,089 people across 1,012.356 square miles of land.
What to do next if you own or are buying in Crawford County
FEMA counts 33,945 residential structures in Crawford County overall, 251 of them carrying some form of NFIP coverage — but a lender or insurer cares about one parcel, not that county total.
Where Crawford County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. If you're unsure why any of this insurance requirement exists at all, the SFHA explainer covers it from first principles.