Crawford County, IL: flood risk, in FEMA's own numbers
On FEMA's National Risk Index, Crawford County scores at the 43.7th percentile for flood hazard, rated "Relatively Low" — below the national norm for flood hazard. The hazard here is driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about 1.7 times a year. County-wide, not parcel-specific: FEMA's real flood-zone map is queried live, never shipped as a download.
Crawford County's flood-insurance compliance gap
Out of 129 homes FEMA counts inside Crawford County's mapped flood zone, 14 carry the flood policy federal law requires there — 10.9% compliance, short of full coverage. Looking beyond the mandated zone, 0.2% of all residential structures in Crawford County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
How Crawford County compares nationally
Among the 3144 US counties FEMA scores for flood hazard, Crawford County ranks 1829 — 1 being the highest hazard nationally — and 1911 by population among all 3144 counties covered here, where 1 is the largest. Crawford County, Illinois is home to about 18,388 people across 443.643 square miles of land.
What to do next if you own or are buying in Crawford County
FEMA counts 8,259 residential structures in Crawford County overall, 20 of them carrying some form of NFIP coverage — but a lender or insurer cares about one parcel, not that county total.
Where Crawford County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. If you're unsure why any of this insurance requirement exists at all, the SFHA explainer covers it from first principles.