Covington city, VA: flood risk, in FEMA's own numbers
On FEMA's National Risk Index, Covington city scores at the 23.6th percentile for flood hazard, rated "Very Low" — among the lowest flood hazard in the country. The hazard here is driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 4 years. County-wide, not parcel-specific: FEMA's real flood-zone map is queried live, never shipped as a download.
Mandatory flood insurance compliance in Covington city
FEMA hasn't published a residential structure count for Covington city's mapped flood zone, so a reliable mandatory-compliance percentage can't be computed here — see the data quality guide for why this gap exists for roughly a quarter of US counties. Looking beyond the mandated zone, 2% of all residential structures in Covington city carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
How Covington city compares nationally
Among the 3144 US counties FEMA scores for flood hazard, Covington city ranks 2444 — 1 being the highest hazard nationally — and 2763 by population among all 3144 counties covered here, where 1 is the largest. About 5,663 people live in Covington city, Virginia, spread over 5.469 square miles.
Your street may differ from Covington city's average
Across all of Covington city's 2,820 residential structures, 57 carry an NFIP policy today — a county-wide count that still can't tell you one address's own mapped zone.
Where Covington city's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. Covington city's compliance figure is one of the ones affected by FEMA's incomplete denominator data — the data quality guide explains what that means and how many counties it touches.