How much flood risk does Conway County actually carry?
Conway County lands at the 45.4th percentile of FEMA's National Risk Index for flooding, "Relatively Low" territory — below the national norm for flood hazard — with the hazard driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about 1.8 times a year. This describes the county, not any one street — FEMA only publishes exact parcel zones through a live map service.
Mandatory flood insurance compliance in Conway County
Homes with a federally backed mortgage inside Conway County's mapped high-risk flood zone (the Special Flood Hazard Area, or SFHA) are legally required to carry an NFIP flood policy. In practice, 8.5% of them do — 22 active policies against 259 structures FEMA counts in that zone, leaving a real compliance gap. Across all residential structures in Conway County, not just the ones FEMA mandates, 0.3% carry an NFIP policy — most flood damage nationally happens outside the mapped high-risk zone, so that broader number matters too.
Conway County against the rest of the country
Conway County sits at rank 1778 of 3144 counties on FEMA's flood hazard scale (1 is worst) and rank 1752 of 3144 by population (1 is biggest). About 21,422 people live in Conway County, Arkansas, spread over 551.953 square miles.
Your street may differ from Conway County's average
FEMA counts 10,349 residential structures in Conway County overall, 27 of them carrying some form of NFIP coverage — but a lender or insurer cares about one parcel, not that county total.
More on how this number was built
The methodology guide shows exactly which FEMA and Census tables feed Conway County's numbers. The guide to what the Special Flood Hazard Area actually means explains why the mandatory-insurance rule exists and who it applies to.