Is Conecuh County, AL in a flood zone?
FEMA's National Risk Index puts Conecuh County's flood hazard at the 23.5th percentile nationally — among the lowest flood hazard in the country — driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 2 years. County-wide, not parcel-specific: FEMA's real flood-zone map is queried live, never shipped as a download.
Who actually carries the flood insurance FEMA requires
2.4% of the homes FEMA requires to carry flood insurance in Conecuh County — those inside the mapped Special Flood Hazard Area — actually have a policy in force: 1 policies against 42 mandated structures, which means a meaningful share of legally-required coverage simply isn't there. Across all residential structures in Conecuh County, not just the ones FEMA mandates, 0.1% carry an NFIP policy — most flood damage nationally happens outside the mapped high-risk zone, so that broader number matters too.
Conecuh County against the rest of the country
Conecuh County sits at rank 2446 of 3144 counties on FEMA's flood hazard scale (1 is worst) and rank 2338 of 3144 by population (1 is biggest). Conecuh County, Alabama covers 850.279 square miles and counts roughly 11,109 residents.
Your street may differ from Conecuh County's average
FEMA counts 5,737 residential structures in Conecuh County overall, 3 of them carrying some form of NFIP coverage — but a lender or insurer cares about one parcel, not that county total.
More on how this number was built
The methodology guide shows exactly which FEMA and Census tables feed Conecuh County's numbers. The guide to what the Special Flood Hazard Area actually means explains why the mandatory-insurance rule exists and who it applies to.