How much flood risk does Coffee County actually carry?
Coffee County lands at the 51.1th percentile of FEMA's National Risk Index for flooding, "Relatively Low" territory — below the national norm for flood hazard — with the hazard driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 2 years. This describes the county, not any one street — FEMA only publishes exact parcel zones through a live map service.
Who actually carries the flood insurance FEMA requires
Out of 273 homes FEMA counts inside Coffee County's mapped flood zone, 22 carry the flood policy federal law requires there — 8.1% compliance, short of full coverage. Across all residential structures in Coffee County, not just the ones FEMA mandates, 0.2% carry an NFIP policy — most flood damage nationally happens outside the mapped high-risk zone, so that broader number matters too.
Where Coffee County ranks
Coffee County sits at rank 1602 of 3144 counties on FEMA's flood hazard scale (1 is worst) and rank 1119 of 3144 by population (1 is biggest). Coffee County, Georgia is home to about 43,851 people across 592.263 square miles of land.
Your street may differ from Coffee County's average
Across all of Coffee County's 16,797 residential structures, 36 carry an NFIP policy today — a county-wide count that still can't tell you one address's own mapped zone.
More on how this number was built
The methodology guide shows exactly which FEMA and Census tables feed Coffee County's numbers. The guide to what the Special Flood Hazard Area actually means explains why the mandatory-insurance rule exists and who it applies to.