How much flood risk does Cochran County actually carry?
Cochran County lands at the 1.8th percentile of FEMA's National Risk Index for flooding, "Very Low" territory — among the lowest flood hazard in the country — with the hazard driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 4 years. County-wide, not parcel-specific: FEMA's real flood-zone map is queried live, never shipped as a download.
Cochran County's flood-insurance compliance gap
Cochran County is one of the counties where FEMA's own denominator for mandated flood-zone structures is missing, so no compliance rate is shown rather than a guessed one — the data quality guide covers how common this is. Across all residential structures in Cochran County, not just the ones FEMA mandates, 0.1% carry an NFIP policy — most flood damage nationally happens outside the mapped high-risk zone, so that broader number matters too.
How Cochran County compares nationally
Cochran County sits at rank 3093 of 3144 counties on FEMA's flood hazard scale (1 is worst) and rank 2991 of 3144 by population (1 is biggest). About 2,583 people live in Cochran County, Texas, spread over 775.082 square miles.
Checking a specific address in Cochran County
FEMA counts 1,408 residential structures in Cochran County overall, 1 of them carrying some form of NFIP coverage — but a lender or insurer cares about one parcel, not that county total.
More on how this number was built
The methodology guide shows exactly which FEMA and Census tables feed Cochran County's numbers. See the data quality guide for why Cochran County, like hundreds of other counties, doesn't get a clean compliance percentage.