Cleveland County, AR flood risk explained
Flood hazard in Cleveland County sits at the 13.9th national percentile, among the lowest flood hazard in the country; driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about 1.2 times a year. County-wide, not parcel-specific: FEMA's real flood-zone map is queried live, never shipped as a download.
Who actually carries the flood insurance FEMA requires
0% of the homes FEMA requires to carry flood insurance in Cleveland County — those inside the mapped Special Flood Hazard Area — actually have a policy in force: 0 policies against 15 mandated structures, which means a meaningful share of legally-required coverage simply isn't there. Looking beyond the mandated zone, 0% of all residential structures in Cleveland County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
Cleveland County against the rest of the country
Among the 3144 US counties FEMA scores for flood hazard, Cleveland County ranks 2738 — 1 being the highest hazard nationally — and 2631 by population among all 3144 counties covered here, where 1 is the largest. Cleveland County, Arkansas is home to about 7,367 people across 597.91 square miles of land.
What to do next if you own or are buying in Cleveland County
0 of Cleveland County's 2,546 residential structures carry flood coverage of some kind, per FEMA's latest count — useful context, not a substitute for checking one parcel.
Where Cleveland County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. If you're unsure why any of this insurance requirement exists at all, the SFHA explainer covers it from first principles.