Choctaw County, MS: flood risk, in FEMA's own numbers
On FEMA's National Risk Index, Choctaw County scores at the 10th percentile for flood hazard, rated "Very Low" — among the lowest flood hazard in the country. The hazard here is driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 1 years. County-wide, not parcel-specific: FEMA's real flood-zone map is queried live, never shipped as a download.
Mandatory flood insurance compliance in Choctaw County
Out of 75 homes FEMA counts inside Choctaw County's mapped flood zone, 8 carry the flood policy federal law requires there — 10.7% compliance, short of full coverage. Looking beyond the mandated zone, 0.4% of all residential structures in Choctaw County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
How Choctaw County compares nationally
Among the 3144 US counties FEMA scores for flood hazard, Choctaw County ranks 2848 — 1 being the highest hazard nationally — and 2569 by population among all 3144 counties covered here, where 1 is the largest. Choctaw County, Mississippi is home to about 8,091 people across 418.197 square miles of land.
What to do next if you own or are buying in Choctaw County
Across all of Choctaw County's 3,042 residential structures, 11 carry an NFIP policy today — a county-wide count that still can't tell you one address's own mapped zone.
Where Choctaw County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. If you're unsure why any of this insurance requirement exists at all, the SFHA explainer covers it from first principles.