Is Chippewa County, MN in a flood zone?
FEMA's National Risk Index puts Chippewa County's flood hazard at the 46.3th percentile nationally — below the national norm for flood hazard — driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 2 years. This describes the county, not any one street — FEMA only publishes exact parcel zones through a live map service.
Chippewa County's flood-insurance compliance gap
Chippewa County is one of the counties where FEMA's own denominator for mandated flood-zone structures is missing, so no compliance rate is shown rather than a guessed one — the data quality guide covers how common this is. Across all residential structures in Chippewa County, not just the ones FEMA mandates, 0.1% carry an NFIP policy — most flood damage nationally happens outside the mapped high-risk zone, so that broader number matters too.
Where Chippewa County ranks
Chippewa County sits at rank 1750 of 3144 counties on FEMA's flood hazard scale (1 is worst) and rank 2268 of 3144 by population (1 is biggest). Chippewa County, Minnesota is home to about 12,299 people across 581.225 square miles of land.
Checking a specific address in Chippewa County
FEMA counts 5,785 residential structures in Chippewa County overall, 6 of them carrying some form of NFIP coverage — but a lender or insurer cares about one parcel, not that county total.
More on how this number was built
The methodology guide shows exactly which FEMA and Census tables feed Chippewa County's numbers. See the data quality guide for why Chippewa County, like hundreds of other counties, doesn't get a clean compliance percentage.