Chicot County, AR flood risk explained
Flood hazard in Chicot County sits at the 49.4th national percentile, below the national norm for flood hazard; driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about 2.4 times a year. County-wide, not parcel-specific: FEMA's real flood-zone map is queried live, never shipped as a download.
Who actually carries the flood insurance FEMA requires
15.3% of the homes FEMA requires to carry flood insurance in Chicot County — those inside the mapped Special Flood Hazard Area — actually have a policy in force: 59 policies against 386 mandated structures, which means a meaningful share of legally-required coverage simply isn't there. Looking beyond the mandated zone, 3% of all residential structures in Chicot County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
How Chicot County compares nationally
Among the 3144 US counties FEMA scores for flood hazard, Chicot County ranks 1653 — 1 being the highest hazard nationally — and 2468 by population among all 3144 counties covered here, where 1 is the largest. About 9,272 people live in Chicot County, Arkansas, spread over 636.978 square miles.
Your street may differ from Chicot County's average
FEMA counts 5,140 residential structures in Chicot County overall, 153 of them carrying some form of NFIP coverage — but a lender or insurer cares about one parcel, not that county total.
Where Chicot County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. If you're unsure why any of this insurance requirement exists at all, the SFHA explainer covers it from first principles.