Is Chesapeake city, VA in a flood zone?
FEMA's National Risk Index puts Chesapeake city's flood hazard at the 82.9th percentile nationally — a middling flood hazard by national standards — split between inland river flooding (about 1.3 times a year) and coastal storm surge (about 3.6 times a year). This describes the county, not any one street — FEMA only publishes exact parcel zones through a live map service.
Mandatory flood insurance compliance in Chesapeake city
Chesapeake city is one of the counties where FEMA's own denominator for mandated flood-zone structures is missing, so no compliance rate is shown rather than a guessed one — the data quality guide covers how common this is. Across all residential structures in Chesapeake city, not just the ones FEMA mandates, 8.3% carry an NFIP policy — most flood damage nationally happens outside the mapped high-risk zone, so that broader number matters too.
How Chesapeake city compares nationally
Chesapeake city sits at rank 561 of 3144 counties on FEMA's flood hazard scale (1 is worst) and rank 288 of 3144 by population (1 is biggest). About 254,997 people live in Chesapeake city, Virginia, spread over 338.456 square miles.
What to do next if you own or are buying in Chesapeake city
6,474 of Chesapeake city's 78,180 residential structures carry flood coverage of some kind, per FEMA's latest count — useful context, not a substitute for checking one parcel.
More on how this number was built
The methodology guide shows exactly which FEMA and Census tables feed Chesapeake city's numbers. See the data quality guide for why Chesapeake city, like hundreds of other counties, doesn't get a clean compliance percentage.