Is Chattooga County, GA in a flood zone?
FEMA's National Risk Index puts Chattooga County's flood hazard at the 59.5th percentile nationally — below the national norm for flood hazard — driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 1 years. County-wide, not parcel-specific: FEMA's real flood-zone map is queried live, never shipped as a download.
Who actually carries the flood insurance FEMA requires
Out of 329 homes FEMA counts inside Chattooga County's mapped flood zone, 16 carry the flood policy federal law requires there — 4.9% compliance, short of full coverage. Across all residential structures in Chattooga County, not just the ones FEMA mandates, 0.2% carry an NFIP policy — most flood damage nationally happens outside the mapped high-risk zone, so that broader number matters too.
How Chattooga County compares nationally
Chattooga County sits at rank 1332 of 3144 counties on FEMA's flood hazard scale (1 is worst) and rank 1613 of 3144 by population (1 is biggest). Chattooga County, Georgia covers 313.327 square miles and counts roughly 25,306 residents.
Your street may differ from Chattooga County's average
Across all of Chattooga County's 9,994 residential structures, 18 carry an NFIP policy today — a county-wide count that still can't tell you one address's own mapped zone.
More on how this number was built
The methodology guide shows exactly which FEMA and Census tables feed Chattooga County's numbers. The guide to what the Special Flood Hazard Area actually means explains why the mandatory-insurance rule exists and who it applies to.