Cattaraugus County, NY: flood risk, in FEMA's own numbers
On FEMA's National Risk Index, Cattaraugus County scores at the 89.9th percentile for flood hazard, rated "Relatively Moderate" — a middling flood hazard by national standards. The hazard here is driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about 2.2 times a year. This describes the county, not any one street — FEMA only publishes exact parcel zones through a live map service.
Cattaraugus County's flood-insurance compliance gap
FEMA hasn't published a residential structure count for Cattaraugus County's mapped flood zone, so a reliable mandatory-compliance percentage can't be computed here — see the data quality guide for why this gap exists for roughly a quarter of US counties. Looking beyond the mandated zone, 1% of all residential structures in Cattaraugus County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
Cattaraugus County against the rest of the country
Among the 3144 US counties FEMA scores for flood hazard, Cattaraugus County ranks 336 — 1 being the highest hazard nationally — and 749 by population among all 3144 counties covered here, where 1 is the largest. About 75,475 people live in Cattaraugus County, New York, spread over 1,308.183 square miles.
Checking a specific address in Cattaraugus County
FEMA counts 38,634 residential structures in Cattaraugus County overall, 392 of them carrying some form of NFIP coverage — but a lender or insurer cares about one parcel, not that county total.
Where Cattaraugus County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. Cattaraugus County's compliance figure is one of the ones affected by FEMA's incomplete denominator data — the data quality guide explains what that means and how many counties it touches.