Camp County, TX: flood risk, in FEMA's own numbers
On FEMA's National Risk Index, Camp County scores at the 23.7th percentile for flood hazard, rated "Very Low" — among the lowest flood hazard in the country. The hazard here is driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 3 years. That's a county-wide figure, not a per-address one — FEMA's parcel maps are a live lookup, not a bulk file.
Who actually carries the flood insurance FEMA requires
FEMA hasn't published a residential structure count for Camp County's mapped flood zone, so a reliable mandatory-compliance percentage can't be computed here — see the data quality guide for why this gap exists for roughly a quarter of US counties. Looking beyond the mandated zone, 0% of all residential structures in Camp County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
Camp County against the rest of the country
Among the 3144 US counties FEMA scores for flood hazard, Camp County ranks 2439 — 1 being the highest hazard nationally — and 2211 by population among all 3144 counties covered here, where 1 is the largest. Camp County, Texas covers 195.848 square miles and counts roughly 13,164 residents.
What to do next if you own or are buying in Camp County
FEMA counts 4,308 residential structures in Camp County overall, 0 of them carrying some form of NFIP coverage — but a lender or insurer cares about one parcel, not that county total.
Where Camp County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. Camp County's compliance figure is one of the ones affected by FEMA's incomplete denominator data — the data quality guide explains what that means and how many counties it touches.