Is Camden County, NJ in a flood zone?
FEMA's National Risk Index puts Camden County's flood hazard at the 95.6th percentile nationally — well above the national norm for flood hazard — driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about 3.6 times a year. County-wide, not parcel-specific: FEMA's real flood-zone map is queried live, never shipped as a download.
Mandatory flood insurance compliance in Camden County
34.5% of the homes FEMA requires to carry flood insurance in Camden County — those inside the mapped Special Flood Hazard Area — actually have a policy in force: 956 policies against 2,774 mandated structures, which means a meaningful share of legally-required coverage simply isn't there. Across all residential structures in Camden County, not just the ones FEMA mandates, 0.9% carry an NFIP policy — most flood damage nationally happens outside the mapped high-risk zone, so that broader number matters too.
Where Camden County ranks
Camden County sits at rank 150 of 3144 counties on FEMA's flood hazard scale (1 is worst) and rank 139 of 3144 by population (1 is biggest). Camden County, New Jersey covers 221.365 square miles and counts roughly 533,988 residents.
Checking a specific address in Camden County
1,406 of Camden County's 154,178 residential structures carry flood coverage of some kind, per FEMA's latest count — useful context, not a substitute for checking one parcel.
More on how this number was built
The methodology guide shows exactly which FEMA and Census tables feed Camden County's numbers. The guide to what the Special Flood Hazard Area actually means explains why the mandatory-insurance rule exists and who it applies to.