Camden County, NC: flood risk, in FEMA's own numbers
On FEMA's National Risk Index, Camden County scores at the 50.2th percentile for flood hazard, rated "Relatively Low" — below the national norm for flood hazard. The hazard here is driven by coastal storm surge rather than inland rivers — FEMA's model puts a surge event here at about 3.2 times a year. County-wide, not parcel-specific: FEMA's real flood-zone map is queried live, never shipped as a download.
Camden County's flood-insurance compliance gap
Out of 891 homes FEMA counts inside Camden County's mapped flood zone, 453 carry the flood policy federal law requires there — 50.8% compliance, short of full coverage. Looking beyond the mandated zone, 13.7% of all residential structures in Camden County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
Where Camden County ranks
Among the 3144 US counties FEMA scores for flood hazard, Camden County ranks 1629 — 1 being the highest hazard nationally — and 2330 by population among all 3144 counties covered here, where 1 is the largest. Camden County, North Carolina is home to about 11,184 people across 240.326 square miles of land.
Checking a specific address in Camden County
FEMA counts 4,467 residential structures in Camden County overall, 612 of them carrying some form of NFIP coverage — but a lender or insurer cares about one parcel, not that county total.
Where Camden County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. Camden County's coastal exposure is covered in the coastal vs. inland flood risk guide, including how storm surge risk differs from river flooding.