Is Caldwell Parish, LA in a flood zone?
FEMA's National Risk Index puts Caldwell Parish's flood hazard at the 17.6th percentile nationally — among the lowest flood hazard in the country — driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 2 years. That's a county-wide figure, not a per-address one — FEMA's parcel maps are a live lookup, not a bulk file.
Who actually carries the flood insurance FEMA requires
31.7% of the homes FEMA requires to carry flood insurance in Caldwell Parish — those inside the mapped Special Flood Hazard Area — actually have a policy in force: 319 policies against 1,006 mandated structures, which means a meaningful share of legally-required coverage simply isn't there. Across all residential structures in Caldwell Parish, not just the ones FEMA mandates, 8.3% carry an NFIP policy — most flood damage nationally happens outside the mapped high-risk zone, so that broader number matters too.
Caldwell Parish against the rest of the country
Caldwell Parish sits at rank 2626 of 3144 counties on FEMA's flood hazard scale (1 is worst) and rank 2460 of 3144 by population (1 is biggest). About 9,393 people live in Caldwell Parish, Louisiana, spread over 529.77 square miles.
Your street may differ from Caldwell Parish's average
FEMA counts 4,145 residential structures in Caldwell Parish overall, 342 of them carrying some form of NFIP coverage — but a lender or insurer cares about one parcel, not that county total.
More on how this number was built
The methodology guide shows exactly which FEMA and Census tables feed Caldwell Parish's numbers. The guide to what the Special Flood Hazard Area actually means explains why the mandatory-insurance rule exists and who it applies to.