Caddo Parish, LA: flood risk, in FEMA's own numbers
On FEMA's National Risk Index, Caddo Parish scores at the 92th percentile for flood hazard, rated "Relatively Moderate" — a middling flood hazard by national standards. The hazard here is driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about 3.1 times a year. This describes the county, not any one street — FEMA only publishes exact parcel zones through a live map service.
Caddo Parish's flood-insurance compliance gap
44% of the homes FEMA requires to carry flood insurance in Caddo Parish — those inside the mapped Special Flood Hazard Area — actually have a policy in force: 3,249 policies against 7,383 mandated structures, which means a meaningful share of legally-required coverage simply isn't there. Looking beyond the mandated zone, 4.3% of all residential structures in Caddo Parish carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
Where Caddo Parish ranks
Among the 3144 US counties FEMA scores for flood hazard, Caddo Parish ranks 270 — 1 being the highest hazard nationally — and 320 by population among all 3144 counties covered here, where 1 is the largest. Caddo Parish, Louisiana is home to about 224,893 people across 879.535 square miles of land.
Checking a specific address in Caddo Parish
4,088 of Caddo Parish's 95,089 residential structures carry flood coverage of some kind, per FEMA's latest count — useful context, not a substitute for checking one parcel.
Where Caddo Parish's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. If you're unsure why any of this insurance requirement exists at all, the SFHA explainer covers it from first principles.