Caddo County, OK: flood risk, in FEMA's own numbers
On FEMA's National Risk Index, Caddo County scores at the 54.5th percentile for flood hazard, rated "Relatively Low" — below the national norm for flood hazard. The hazard here is driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about 1.5 times a year. County-wide, not parcel-specific: FEMA's real flood-zone map is queried live, never shipped as a download.
Who actually carries the flood insurance FEMA requires
Out of 279 homes FEMA counts inside Caddo County's mapped flood zone, 24 carry the flood policy federal law requires there — 8.6% compliance, short of full coverage. Looking beyond the mandated zone, 0.3% of all residential structures in Caddo County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
Where Caddo County ranks
Among the 3144 US counties FEMA scores for flood hazard, Caddo County ranks 1497 — 1 being the highest hazard nationally — and 1564 by population among all 3144 counties covered here, where 1 is the largest. Caddo County, Oklahoma is home to about 26,337 people across 1,277.754 square miles of land.
Checking a specific address in Caddo County
34 of Caddo County's 11,649 residential structures carry flood coverage of some kind, per FEMA's latest count — useful context, not a substitute for checking one parcel.
Where Caddo County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. If you're unsure why any of this insurance requirement exists at all, the SFHA explainer covers it from first principles.