Butler County, AL flood risk explained
Flood hazard in Butler County sits at the 36.1th national percentile, below the national norm for flood hazard; driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 2 years. That's a county-wide figure, not a per-address one — FEMA's parcel maps are a live lookup, not a bulk file.
Who actually carries the flood insurance FEMA requires
Out of 75 homes FEMA counts inside Butler County's mapped flood zone, 2 carry the flood policy federal law requires there — 2.7% compliance, short of full coverage. Looking beyond the mandated zone, 0% of all residential structures in Butler County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
Where Butler County ranks
Among the 3144 US counties FEMA scores for flood hazard, Butler County ranks 2072 — 1 being the highest hazard nationally — and 1918 by population among all 3144 counties covered here, where 1 is the largest. Butler County, Alabama is home to about 18,256 people across 776.839 square miles of land.
Checking a specific address in Butler County
3 of Butler County's 8,411 residential structures carry flood coverage of some kind, per FEMA's latest count — useful context, not a substitute for checking one parcel.
Where Butler County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. If you're unsure why any of this insurance requirement exists at all, the SFHA explainer covers it from first principles.