Is Burt County, NE in a flood zone?
FEMA's National Risk Index puts Burt County's flood hazard at the 18.8th percentile nationally — among the lowest flood hazard in the country — driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 2 years. This describes the county, not any one street — FEMA only publishes exact parcel zones through a live map service.
Mandatory flood insurance compliance in Burt County
Out of 83 homes FEMA counts inside Burt County's mapped flood zone, 15 carry the flood policy federal law requires there — 18.1% compliance, short of full coverage. Across all residential structures in Burt County, not just the ones FEMA mandates, 0.4% carry an NFIP policy — most flood damage nationally happens outside the mapped high-risk zone, so that broader number matters too.
Burt County against the rest of the country
Burt County sits at rank 2593 of 3144 counties on FEMA's flood hazard scale (1 is worst) and rank 2680 of 3144 by population (1 is biggest). Burt County, Nebraska is home to about 6,727 people across 491.587 square miles of land.
What to do next if you own or are buying in Burt County
FEMA counts 5,324 residential structures in Burt County overall, 22 of them carrying some form of NFIP coverage — but a lender or insurer cares about one parcel, not that county total.
More on how this number was built
The methodology guide shows exactly which FEMA and Census tables feed Burt County's numbers. The guide to what the Special Flood Hazard Area actually means explains why the mandatory-insurance rule exists and who it applies to.