Bulloch County, GA flood risk explained
Flood hazard in Bulloch County sits at the 60.6th national percentile, below the national norm for flood hazard; driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 2 years. County-wide, not parcel-specific: FEMA's real flood-zone map is queried live, never shipped as a download.
Mandatory flood insurance compliance in Bulloch County
26% of the homes FEMA requires to carry flood insurance in Bulloch County — those inside the mapped Special Flood Hazard Area — actually have a policy in force: 265 policies against 1,020 mandated structures, which means a meaningful share of legally-required coverage simply isn't there. Looking beyond the mandated zone, 1.7% of all residential structures in Bulloch County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
Where Bulloch County ranks
Among the 3144 US counties FEMA scores for flood hazard, Bulloch County ranks 1295 — 1 being the highest hazard nationally — and 689 by population among all 3144 counties covered here, where 1 is the largest. Bulloch County, Georgia covers 675.969 square miles and counts roughly 85,454 residents.
Your street may differ from Bulloch County's average
Across all of Bulloch County's 25,064 residential structures, 417 carry an NFIP policy today — a county-wide count that still can't tell you one address's own mapped zone.
Where Bulloch County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. If you're unsure why any of this insurance requirement exists at all, the SFHA explainer covers it from first principles.