Is Bullitt County, KY in a flood zone?
FEMA's National Risk Index puts Bullitt County's flood hazard at the 74.1th percentile nationally — a middling flood hazard by national standards — driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about 1.1 times a year. County-wide, not parcel-specific: FEMA's real flood-zone map is queried live, never shipped as a download.
Bullitt County's flood-insurance compliance gap
22.7% of the homes FEMA requires to carry flood insurance in Bullitt County — those inside the mapped Special Flood Hazard Area — actually have a policy in force: 534 policies against 2,352 mandated structures, which means a meaningful share of legally-required coverage simply isn't there. Across all residential structures in Bullitt County, not just the ones FEMA mandates, 1.8% carry an NFIP policy — most flood damage nationally happens outside the mapped high-risk zone, so that broader number matters too.
Bullitt County against the rest of the country
Bullitt County sits at rank 851 of 3144 counties on FEMA's flood hazard scale (1 is worst) and rank 688 of 3144 by population (1 is biggest). Bullitt County, Kentucky covers 297.088 square miles and counts roughly 85,802 residents.
Checking a specific address in Bullitt County
FEMA counts 31,354 residential structures in Bullitt County overall, 575 of them carrying some form of NFIP coverage — but a lender or insurer cares about one parcel, not that county total.
More on how this number was built
The methodology guide shows exactly which FEMA and Census tables feed Bullitt County's numbers. The guide to what the Special Flood Hazard Area actually means explains why the mandatory-insurance rule exists and who it applies to.