Boyle County, KY flood risk explained
Flood hazard in Boyle County sits at the 43.2th national percentile, below the national norm for flood hazard; driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 2 years. County-wide, not parcel-specific: FEMA's real flood-zone map is queried live, never shipped as a download.
Who actually carries the flood insurance FEMA requires
Out of 155 homes FEMA counts inside Boyle County's mapped flood zone, 62 carry the flood policy federal law requires there — 40% compliance, short of full coverage. Looking beyond the mandated zone, 0.8% of all residential structures in Boyle County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
Where Boyle County ranks
Among the 3144 US counties FEMA scores for flood hazard, Boyle County ranks 1846 — 1 being the highest hazard nationally — and 1405 by population among all 3144 counties covered here, where 1 is the largest. About 31,394 people live in Boyle County, Kentucky, spread over 180.336 square miles.
Checking a specific address in Boyle County
Across all of Boyle County's 10,587 residential structures, 80 carry an NFIP policy today — a county-wide count that still can't tell you one address's own mapped zone.
Where Boyle County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. If you're unsure why any of this insurance requirement exists at all, the SFHA explainer covers it from first principles.