Bottineau County, ND: flood risk, in FEMA's own numbers
On FEMA's National Risk Index, Bottineau County scores at the 11.6th percentile for flood hazard, rated "Very Low" — among the lowest flood hazard in the country. The hazard here is driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 2 years. County-wide, not parcel-specific: FEMA's real flood-zone map is queried live, never shipped as a download.
Bottineau County's flood-insurance compliance gap
Out of 49 homes FEMA counts inside Bottineau County's mapped flood zone, 7 carry the flood policy federal law requires there — 14.3% compliance, short of full coverage. Looking beyond the mandated zone, 0.2% of all residential structures in Bottineau County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
Where Bottineau County ranks
Among the 3144 US counties FEMA scores for flood hazard, Bottineau County ranks 2799 — 1 being the highest hazard nationally — and 2707 by population among all 3144 counties covered here, where 1 is the largest. About 6,391 people live in Bottineau County, North Dakota, spread over 1,668.859 square miles.
Checking a specific address in Bottineau County
FEMA counts 4,706 residential structures in Bottineau County overall, 8 of them carrying some form of NFIP coverage — but a lender or insurer cares about one parcel, not that county total.
Where Bottineau County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. If you're unsure why any of this insurance requirement exists at all, the SFHA explainer covers it from first principles.