How much flood risk does Bond County actually carry?
Bond County lands at the 30.5th percentile of FEMA's National Risk Index for flooding, "Very Low" territory — among the lowest flood hazard in the country — with the hazard driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 1 years. This describes the county, not any one street — FEMA only publishes exact parcel zones through a live map service.
Who actually carries the flood insurance FEMA requires
Bond County is one of the counties where FEMA's own denominator for mandated flood-zone structures is missing, so no compliance rate is shown rather than a guessed one — the data quality guide covers how common this is. Across all residential structures in Bond County, not just the ones FEMA mandates, 0.1% carry an NFIP policy — most flood damage nationally happens outside the mapped high-risk zone, so that broader number matters too.
Bond County against the rest of the country
Bond County sits at rank 2242 of 3144 counties on FEMA's flood hazard scale (1 is worst) and rank 2002 of 3144 by population (1 is biggest). About 16,576 people live in Bond County, Illinois, spread over 380.336 square miles.
Your street may differ from Bond County's average
FEMA counts 7,735 residential structures in Bond County overall, 5 of them carrying some form of NFIP coverage — but a lender or insurer cares about one parcel, not that county total.
More on how this number was built
The methodology guide shows exactly which FEMA and Census tables feed Bond County's numbers. See the data quality guide for why Bond County, like hundreds of other counties, doesn't get a clean compliance percentage.