How much flood risk does Bland County actually carry?
Bland County lands at the 29.5th percentile of FEMA's National Risk Index for flooding, "Very Low" territory — among the lowest flood hazard in the country — with the hazard driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 1 years. This describes the county, not any one street — FEMA only publishes exact parcel zones through a live map service.
Mandatory flood insurance compliance in Bland County
6.7% of the homes FEMA requires to carry flood insurance in Bland County — those inside the mapped Special Flood Hazard Area — actually have a policy in force: 36 policies against 541 mandated structures, which means a meaningful share of legally-required coverage simply isn't there. Across all residential structures in Bland County, not just the ones FEMA mandates, 1.1% carry an NFIP policy — most flood damage nationally happens outside the mapped high-risk zone, so that broader number matters too.
How Bland County compares nationally
Bland County sits at rank 2273 of 3144 counties on FEMA's flood hazard scale (1 is worst) and rank 2719 of 3144 by population (1 is biggest). Bland County, Virginia is home to about 6,186 people across 357.645 square miles of land.
Your street may differ from Bland County's average
Across all of Bland County's 3,981 residential structures, 43 carry an NFIP policy today — a county-wide count that still can't tell you one address's own mapped zone.
More on how this number was built
The methodology guide shows exactly which FEMA and Census tables feed Bland County's numbers. The guide to what the Special Flood Hazard Area actually means explains why the mandatory-insurance rule exists and who it applies to.