Is Bennington County, VT in a flood zone?
FEMA's National Risk Index puts Bennington County's flood hazard at the 64.5th percentile nationally — below the national norm for flood hazard — driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about 1.6 times a year. That's a county-wide figure, not a per-address one — FEMA's parcel maps are a live lookup, not a bulk file.
Who actually carries the flood insurance FEMA requires
27.5% of the homes FEMA requires to carry flood insurance in Bennington County — those inside the mapped Special Flood Hazard Area — actually have a policy in force: 147 policies against 534 mandated structures, which means a meaningful share of legally-required coverage simply isn't there. Across all residential structures in Bennington County, not just the ones FEMA mandates, 1.5% carry an NFIP policy — most flood damage nationally happens outside the mapped high-risk zone, so that broader number matters too.
How Bennington County compares nationally
Bennington County sits at rank 1165 of 3144 counties on FEMA's flood hazard scale (1 is worst) and rank 1260 of 3144 by population (1 is biggest). About 37,039 people live in Bennington County, Vermont, spread over 674.237 square miles.
Your street may differ from Bennington County's average
FEMA counts 16,173 residential structures in Bennington County overall, 238 of them carrying some form of NFIP coverage — but a lender or insurer cares about one parcel, not that county total.
More on how this number was built
The methodology guide shows exactly which FEMA and Census tables feed Bennington County's numbers. The guide to what the Special Flood Hazard Area actually means explains why the mandatory-insurance rule exists and who it applies to.