Benewah County, ID flood risk explained
Flood hazard in Benewah County sits at the 46.9th national percentile, below the national norm for flood hazard; driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 1 years. That's a county-wide figure, not a per-address one — FEMA's parcel maps are a live lookup, not a bulk file.
Benewah County's flood-insurance compliance gap
Out of 458 homes FEMA counts inside Benewah County's mapped flood zone, 49 carry the flood policy federal law requires there — 10.7% compliance, short of full coverage. Looking beyond the mandated zone, 0.9% of all residential structures in Benewah County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
Where Benewah County ranks
Among the 3144 US counties FEMA scores for flood hazard, Benewah County ranks 1733 — 1 being the highest hazard nationally — and 2376 by population among all 3144 counties covered here, where 1 is the largest. Benewah County, Idaho covers 776.932 square miles and counts roughly 10,529 residents.
What to do next if you own or are buying in Benewah County
Across all of Benewah County's 5,188 residential structures, 49 carry an NFIP policy today — a county-wide count that still can't tell you one address's own mapped zone.
Where Benewah County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. If you're unsure why any of this insurance requirement exists at all, the SFHA explainer covers it from first principles.