Ben Hill County, GA flood risk explained
Flood hazard in Ben Hill County sits at the 23.3th national percentile, among the lowest flood hazard in the country; driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 5 years. That's a county-wide figure, not a per-address one — FEMA's parcel maps are a live lookup, not a bulk file.
Mandatory flood insurance compliance in Ben Hill County
12.4% of the homes FEMA requires to carry flood insurance in Ben Hill County — those inside the mapped Special Flood Hazard Area — actually have a policy in force: 17 policies against 137 mandated structures, which means a meaningful share of legally-required coverage simply isn't there. Looking beyond the mandated zone, 0.3% of all residential structures in Ben Hill County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
Where Ben Hill County ranks
Among the 3144 US counties FEMA scores for flood hazard, Ben Hill County ranks 2451 — 1 being the highest hazard nationally — and 1980 by population among all 3144 counties covered here, where 1 is the largest. Ben Hill County, Georgia is home to about 16,945 people across 250.119 square miles of land.
Your street may differ from Ben Hill County's average
FEMA counts 7,244 residential structures in Ben Hill County overall, 19 of them carrying some form of NFIP coverage — but a lender or insurer cares about one parcel, not that county total.
Where Ben Hill County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. If you're unsure why any of this insurance requirement exists at all, the SFHA explainer covers it from first principles.