Is Bee County, TX in a flood zone?
FEMA's National Risk Index puts Bee County's flood hazard at the 39.8th percentile nationally — below the national norm for flood hazard — driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about 1.8 times a year. County-wide, not parcel-specific: FEMA's real flood-zone map is queried live, never shipped as a download.
Bee County's flood-insurance compliance gap
Homes with a federally backed mortgage inside Bee County's mapped high-risk flood zone (the Special Flood Hazard Area, or SFHA) are legally required to carry an NFIP flood policy. In practice, 24.3% of them do — 154 active policies against 633 structures FEMA counts in that zone, leaving a real compliance gap. Across all residential structures in Bee County, not just the ones FEMA mandates, 2.9% carry an NFIP policy — most flood damage nationally happens outside the mapped high-risk zone, so that broader number matters too.
Bee County against the rest of the country
Bee County sits at rank 1955 of 3144 counties on FEMA's flood hazard scale (1 is worst) and rank 1408 of 3144 by population (1 is biggest). About 31,226 people live in Bee County, Texas, spread over 880.239 square miles.
Your street may differ from Bee County's average
235 of Bee County's 8,147 residential structures carry flood coverage of some kind, per FEMA's latest count — useful context, not a substitute for checking one parcel.
More on how this number was built
The methodology guide shows exactly which FEMA and Census tables feed Bee County's numbers. The guide to what the Special Flood Hazard Area actually means explains why the mandatory-insurance rule exists and who it applies to.