Barnes County, ND flood risk explained
Flood hazard in Barnes County sits at the 41.3th national percentile, below the national norm for flood hazard; driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 1 years. This describes the county, not any one street — FEMA only publishes exact parcel zones through a live map service.
Barnes County's flood-insurance compliance gap
Out of 442 homes FEMA counts inside Barnes County's mapped flood zone, 94 carry the flood policy federal law requires there — 21.3% compliance, short of full coverage. Looking beyond the mandated zone, 2.2% of all residential structures in Barnes County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
Barnes County against the rest of the country
Among the 3144 US counties FEMA scores for flood hazard, Barnes County ranks 1905 — 1 being the highest hazard nationally — and 2359 by population among all 3144 counties covered here, where 1 is the largest. About 10,798 people live in Barnes County, North Dakota, spread over 1,491.559 square miles.
Checking a specific address in Barnes County
Across all of Barnes County's 5,229 residential structures, 114 carry an NFIP policy today — a county-wide count that still can't tell you one address's own mapped zone.
Where Barnes County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. If you're unsure why any of this insurance requirement exists at all, the SFHA explainer covers it from first principles.