Is Barbour County, WV in a flood zone?
FEMA's National Risk Index puts Barbour County's flood hazard at the 51.7th percentile nationally — below the national norm for flood hazard — driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about 1.4 times a year. This describes the county, not any one street — FEMA only publishes exact parcel zones through a live map service.
Who actually carries the flood insurance FEMA requires
7.4% of the homes FEMA requires to carry flood insurance in Barbour County — those inside the mapped Special Flood Hazard Area — actually have a policy in force: 36 policies against 488 mandated structures, which means a meaningful share of legally-required coverage simply isn't there. Across all residential structures in Barbour County, not just the ones FEMA mandates, 0.6% carry an NFIP policy — most flood damage nationally happens outside the mapped high-risk zone, so that broader number matters too.
Barbour County against the rest of the country
Barbour County sits at rank 1584 of 3144 counties on FEMA's flood hazard scale (1 is worst) and rank 2068 of 3144 by population (1 is biggest). About 15,369 people live in Barbour County, West Virginia, spread over 341.059 square miles.
Checking a specific address in Barbour County
Across all of Barbour County's 8,199 residential structures, 47 carry an NFIP policy today — a county-wide count that still can't tell you one address's own mapped zone.
More on how this number was built
The methodology guide shows exactly which FEMA and Census tables feed Barbour County's numbers. The guide to what the Special Flood Hazard Area actually means explains why the mandatory-insurance rule exists and who it applies to.