Is Barbour County, AL in a flood zone?
FEMA's National Risk Index puts Barbour County's flood hazard at the 50.8th percentile nationally — below the national norm for flood hazard — driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 4 years. That's a county-wide figure, not a per-address one — FEMA's parcel maps are a live lookup, not a bulk file.
Who actually carries the flood insurance FEMA requires
13.5% of the homes FEMA requires to carry flood insurance in Barbour County — those inside the mapped Special Flood Hazard Area — actually have a policy in force: 21 policies against 156 mandated structures, which means a meaningful share of legally-required coverage simply isn't there. Across all residential structures in Barbour County, not just the ones FEMA mandates, 0.3% carry an NFIP policy — most flood damage nationally happens outside the mapped high-risk zone, so that broader number matters too.
Barbour County against the rest of the country
Barbour County sits at rank 1612 of 3144 counties on FEMA's flood hazard scale (1 is worst) and rank 1638 of 3144 by population (1 is biggest). About 24,358 people live in Barbour County, Alabama, spread over 885.008 square miles.
Checking a specific address in Barbour County
FEMA counts 10,455 residential structures in Barbour County overall, 30 of them carrying some form of NFIP coverage — but a lender or insurer cares about one parcel, not that county total.
More on how this number was built
The methodology guide shows exactly which FEMA and Census tables feed Barbour County's numbers. The guide to what the Special Flood Hazard Area actually means explains why the mandatory-insurance rule exists and who it applies to.