Is Baraga County, MI in a flood zone?
FEMA's National Risk Index puts Baraga County's flood hazard at the 29.6th percentile nationally — among the lowest flood hazard in the country — driven by coastal storm surge rather than inland rivers — FEMA's model puts a surge event here at about once every 73 years. County-wide, not parcel-specific: FEMA's real flood-zone map is queried live, never shipped as a download.
Who actually carries the flood insurance FEMA requires
Baraga County is one of the counties where FEMA's own denominator for mandated flood-zone structures is missing, so no compliance rate is shown rather than a guessed one — the data quality guide covers how common this is. Across all residential structures in Baraga County, not just the ones FEMA mandates, 0.2% carry an NFIP policy — most flood damage nationally happens outside the mapped high-risk zone, so that broader number matters too.
How Baraga County compares nationally
Baraga County sits at rank 2269 of 3144 counties on FEMA's flood hazard scale (1 is worst) and rank 2565 of 3144 by population (1 is biggest). Baraga County, Michigan covers 898.427 square miles and counts roughly 8,169 residents.
Your street may differ from Baraga County's average
7 of Baraga County's 4,541 residential structures carry flood coverage of some kind, per FEMA's latest count — useful context, not a substitute for checking one parcel.
More on how this number was built
The methodology guide shows exactly which FEMA and Census tables feed Baraga County's numbers. See the data quality guide for why Baraga County, like hundreds of other counties, doesn't get a clean compliance percentage.