Atkinson County, GA flood risk explained
Flood hazard in Atkinson County sits at the 8.4th national percentile, among the lowest flood hazard in the country; driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 4 years. This describes the county, not any one street — FEMA only publishes exact parcel zones through a live map service.
Atkinson County's flood-insurance compliance gap
Homes with a federally backed mortgage inside Atkinson County's mapped high-risk flood zone (the Special Flood Hazard Area, or SFHA) are legally required to carry an NFIP flood policy. In practice, 5.6% of them do — 4 active policies against 71 structures FEMA counts in that zone, leaving a real compliance gap. Looking beyond the mandated zone, 0.2% of all residential structures in Atkinson County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
How Atkinson County compares nationally
Among the 3144 US counties FEMA scores for flood hazard, Atkinson County ranks 2893 — 1 being the highest hazard nationally — and 2542 by population among all 3144 counties covered here, where 1 is the largest. Atkinson County, Georgia covers 342.721 square miles and counts roughly 8,435 residents.
Your street may differ from Atkinson County's average
FEMA counts 3,553 residential structures in Atkinson County overall, 6 of them carrying some form of NFIP coverage — but a lender or insurer cares about one parcel, not that county total.
Where Atkinson County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. If you're unsure why any of this insurance requirement exists at all, the SFHA explainer covers it from first principles.